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New Hampshire finished fourth in a study by the website 24/7 Wall St. examining average student loan debt for college graduates in the 50 states.

The analysis characterized student loan debt as a growing problem in the United States, noting that the debt hit a new high of $1.5 trillion this year. Nearly 20 percent of U.S. adults have student loan debt, the study said..

The average borrower in New Hampshire has a debt of $33,462, according to the analysis, which is based on data from the website LendEDU. The share of graduates in the state with debt stood at 74 percent. 

And 36.9 percent of residents in the state have bachelor’s degrees, according to 24/7 Wall St.

College loan liabilities have led more than 25 percent of borrowers to postpone marriage or start a family, LendEDU reports. And more than 50 percent of those with student loans delay purchasing a home or saving for their golden years, according to the website.

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Which States Have the Highest Student Loan Debt?

RankStateAvg. Debt per BorrowerGraduates With DebtAdults With Bachelor's DegreesMedian Household Income
1Pennsylvania$36,19367%31.4%$59,195
2Rhode Island$35,37164%33.5%$63,870
3Delaware$34,14462%31.5%$62,852
4New Hampshire$33,46274%36.9%$73,381
5Alabama$31,86150%25.5%$48,123
6Connecticut$31,64358%38.7%$74,168
7New York$31,50664%36%$64,894
8South Dakota$31,33273%28.1%$56,521
9Massachusetts$31,31959%43.4%$77,385
10Minnesota$31,23168%36.1%$68,388
11Michigan$30,97858%29.1%$54,909
12New Jersey$30,79462%39.7%$80,088
13Maine$30,32159%32.1%$56,277
14South Carolina$30,31058%28%$50,570
15Mississippi$30,26850%21.9%$43,529
16Ohio$29,72364%28%$54,021
17Vermont$29,65660%38.3%$57,513
18Wisconsin$29,56965%30.4%$59,305
19Iowa$29,41162%28.9%$58,570
20Indiana$29,40558%26.8%$54,181
21Virginia$29,31656%38.7%$71,535
22Maryland$28,84456%39.7%$80,776
23Illinois$28,42461%34.4%$62,992
24Montana$28,38959%32.3%$53,386
25Georgia$28,37657%30.9%$56,183
26Kentucky$28,07860%24%$48,375
27West Virginia$27,60870%20.2%$43,469
28Kansas$27,60458%33.7%$56,422
29Oregon$27,55057%33.7%$60,212
30Texas$27,00155%29.6%$59,206
31Missouri$26,83459%29.1%$53,578
32Louisiana$26,80848%23.8%$46,145
33Colorado$26,66252%41.2%$69,117
34Idaho$26,60461%26.8%$52,225
35Arkansas$26,56155%23.4%$45,869
36Oklahoma$26,27048%25.5%$50,051
37North Carolina$26,16458%31.3%$52,752
38North Dakota$26,08066%30.7%$61,843
39Nebraska$25,50155%31.7%$59,970
40Alaska$25,34946%28.8%$73,181
41Tennessee$25,05456%27.3%$51,340
42Hawaii$24,95549%32.9%$77,765
43Arizona$23,91354%29.4%$56,581
44Florida$23,55650%29.7%$52,594
45Washington$23,35952%35.5%$70,979
46Wyoming$22,52447%27.6%$60,434
47California$22,38350%33.6%$71,805
48Nevada$22,02649%24.9%$58,003
49New Mexico$21,80553%27.1%$46,744
50Utah$18,42539%34.6%$68,358

Source: 24/7 Wall St. and LendEDU.com